Business Banking

Keep Business Running Smoothly

With services to support businesses small and large, Dayspring Bank offers solutions for everything your business needs to grow.

Icon of a calculator with a red plus sign in a circle on an orange background.

Dedicated
banking team

Calendar with a dollar sign symbol, indicating a financial or payment related date.

ACH Payroll Services

Smartphone with a dollar sign on the screen and a green checkmark icon over it.

Mobile & Remote Deposit

Business Banking Features:

Quick Decisions on Loans

Orange icon with a white checkmark inside.

FLEXIBLE SAVING & CHECKING ACCOUNTS

Orange circle with white checkmark inside

ACCOMMODATING LENDING OPTIONS

Orange checkmark badge

Business From Small to Large

We keep businesses running smoothly.

Silhouette of a flying bird, possibly a duck or goose, inside a circular background.
Close-up of a senior man paying with a credit card at a checkout counter with a card reader, in an outdoor market or store.

Products & Services

Pie chart with a dollar sign icon, featuring multiple colored segments against a green background.

Business Loans

Straightforward lending options for any business

  • Lines of Credit for inventory purchases and cash flow cycle

  • Term loans for equipment purchases or business expansion

  • Real estate purchases and refinances

  • U.S. Small Business Administration loan

Icons of two credit cards, one white with an orange stripe and one dark blue, on a green circular background.

Business Checking

Our business accounts are built with your business in mind

  • Maintain $100.00 minimum daily balance to Avoid $10.00 monthly service charge

  • Service charge waived with loan relationship of $25,000.00 or greater

  • $0.25 for every check/debit over 200 per statement cycle

Credit card with a plus sign symbol

Business Savings

Our Business Savings account accrues interest. It’s our way of giving back to businesses.

  • Earns interest - contact your local branch for current rate and APY Information

  • Maintain $10.00 Minimum Daily Balance to Avoid $7.00 Quarterly Service Charge

  • Earns Interest

Bar chart with an upward trending arrow indicating growth or increase.

Business money market

Our account has tiered interest accrual. The higher your balance, the more you earn.

  • Earns interest - contact your local branch for current rate and APY Information

  • Maintain $2,000.00 Minimum Daily Balance to Avoid $10.00 Monthly Service Charge

  • Earns Interest

Illustration of two buildings, one taller and white with multiple windows, and a smaller dark building, set against an orange circular background.

Business Interest Checking

  • Earns interest - contact your local branch for current rate and APY information

  • Maintain $1,000.00 minimum daily balance to avoid $10.00 monthly service charge

  • Service charge waived with loan relationship of $25,000.00 or greater

  • $0.25 for every check/debit over 100 per statement cycle

“Dayspring Bank has given Curbtender the tools and support it needed to facilitate rapid growth over the past 3 years.”

Mark Watje

Curbtender – Gothenburg Customer

A black silhouette of a flying bird with outstretched wings within a white circular background.
Portrait of a young man with short brown hair and a beard, wearing a dark suit jacket over a light gray shirt, smiling against a plain background.
Gradient background with shades of green and blue blending smoothly

Dayspring also offers:

Icon of a credit card with a checkmark inside an orange circle

Credit cards

Shield icon with a dollar sign in the center and a plus sign in a green circle at the top right.

Insurance & Investments

Icon of a house with a sun in the background, set against an orange circular background.

Mortgage

digital banking

Banking at Your Fingertips

Mockup of a mobile phone screen displaying the Dayspring Bank app logo with an orange and yellow gradient background, featuring a stylized flying bird logo.