Personal Banking

Create Your Dreams and Meet Your Goals.

Take charge of your finances with expert guidance to help you secure your future.

Open an Account

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Savings account

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Dedicated
banking team

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Mobile Deposit

Personal Banking Features:

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ACCOUNT ALERTS options

real time debit card controls and alerts

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QUICK DECISIONS ON LOANS

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Personal banking in Nebraska that really is personal.

Big dreams require big plans. Whether you're planning for retirement or saving for a big purchase, our services help make those dreams a reality.

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Products & Services

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Value checking

Basic, flexible checking that fits most of our customers.

$50.00 Minimum to Open
No Monthly Statement Fee when signed up for EStatements

Secure checking¹

Advanced checking options for greater flexibility.

$7.00 Monthly Service Charge
No Minimum Balance
IDProtect®
Cell Phone Protection
$hopping Rewards™
Full Benefits PDF

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Secure checking plus ¹

All of the features of our Secure Checking Account.

Maintain $10,000.00 Minimum Daily Balance to avoid $7.00 Monthly Service Charge
Earns Interest
IDProtect®
Cell Phone Protection
$hopping Rewards™
Full Benefits PDF

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money market account

A money market account can earn you higher interest rates than savings or checking accounts.

Maintain $2,000.00 Minimum Balance Daily Balance to Avoid $10.00 Monthly Service Charge
Tiered Interest Rates

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Savings

A traditional savings account to fit all ages.

Keep Your Savings Secure
Save for the Future
Maintain $10.00 Minimum Daily Balance to Avoid $7.00 Monthly Service Charge

Spring checking

An account designed for those learning how to manage their first bank account

Minimum Deposit to Open: $10.00
No Daily Balance Requirements
No Checks Allowed
No NSF or Overdraft Fees
Free e-statements or $2.00 Per Month with Paper Statements

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Certificate of deposit

Our CDs have competitive interest rates that can help your account grow.

$500.00 Minimum Deposit
Varying Interest Rates
Compounding Interest

loans

Options to finance your home, auto or other personal expenses.

Home purchase/refinance
Auto purchase
Personal loans
Debt consolidation

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ninja savings

Our Ninja Savings Account is an easy way for your child to earn interest on their savings.

Competitive Interest Rate
No Service Charge
No Minimum Balance

prestige checking

The perfect checking account for those over 50.

Earns Interest
No Service Charge
No Minimun Balance
Free Club Checks

“We can't recommend them enough to bank with! They're truly a first class bank with the best team and service around!”

Joshua Eveloff

Owner of The Internet Car Lot – Customer Since 2018

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Dayspring also offers:

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digital banking

Banking at Your Fingertips

Learn More